Envelope budgeting
SteepingLeapBudget
Know what's left before you spend it.
Screens
See it in the app
How it works
Plan it like envelopes
Create categories for your income and expenses, rent, groceries, takeout, subscriptions, savings, whatever fits your life, and set a planned amount for each, just like putting cash in envelopes. Log what you spend in seconds, and see exactly what is left in each category before your next purchase.
- Allowance view. pick a category and see a ring showing what is left to spend this month.
- Budgets view. the full monthly plan across income and expenses, planned vs. actual, at a glance.
- History view. a month by month trend chart plus the complete transaction ledger.
- Recurring items. rent, salary, subscriptions post automatically each month, so you never have to re-enter them.
- Full change history. a past month still shows what was actually planned then, not what it looks like today.
- CSV export. anytime, for whatever deeper analysis you want to do in a spreadsheet.
Why
Manual on purpose
100% private
No bank login, no account, no cloud sync. Your data stays on your phone.
No subscription, ever
No monthly fee, no premium tier hiding the features you need.
Manual, not magic
You log every expense yourself, which is why you will actually remember where your money went.
Know before you spend
See what is left in each category before you buy. Fewer impulsive purchases, more deliberate spending.
Under it
Stack and privacy posture
No bank. No account. No subscription. Just you and your budget.